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July 21, 2019

6/4/2019 2:05:00 PM
Flooded-out farmers look at insurance options
With farmers here and across the state falling farther behind on planting because of spring rains, producers who have federal crop insurance coverage and are unable to plant a crop because of flooding or excess moisture are being urged to look into prevented planting options.

Because of continued wet conditions, corn and soybean planting is now more than 50 percentage points behind the five-year average. There were 1.4 days suitable for fieldwork last week, down from 2.4 days the previous week.

Statewide average temperature was 66.1 degrees, .9 degrees above normal. Precipitation averaged 2.60 inches, .98 inches above normal.

Locally, 1.37 inches of rain fell here during the week, bringing the total for the month to date to 3.34 inches. Only 1.47 inches fell here during May 2018.

Soil continues to get wetter. Last week, the topsoil moisture supply was rated at 30 percent adequate and 70 percent surplus. Subsoil moisture supply was rated at 32 percent adequate and 68 percent surplus.

Only 35 percent of the state's corn crop has been planted, compared to 99 percent last year and the average of 95 percent. Corn emerged is at 20 percent.

Soybeans planted are at 14 percent, compared to 89 percent last year and the average of 70 percent. Beans emerged are at 8 percent.

Winter wheat isn't faring much better. Seventy-eight percent of the crop has headed, compared to 90 percent for both last year and the average. Winter wheat condition is rated at 8 percent very poor, 16 percent poor, 41 percent fair, 30 percent good and 5 percent excellent.

USDA's Risk Management Agency is urging farmers to review their federal crop insurance coverage with agents to determine their options on when and how to file a claim related to prevented planting.

Producers who are prevented from planting because of an insurable cause of loss must provide notice within 72 hours after the Final Planting Date if they do not intend or are unable to plant the insured crop within any applicable Late Planting Period, according to Brian Frieden, Director of RMA's Springfield Regional Office.

Prevented Planting is a failure to plant an insured crop by the final planting date designated in the insurance policy's actuarial documents because of an insured cause of loss that is general to the surrounding area and that prevents other producers from planting acreage with similar characteristics.

To qualify for a prevented planting payment, the affected acreage must be at least 20 acres or 20 percent of the crop acreage in the insured unit. Prevented planting is not available on area insurance policies, such as Area Risk Protection Insurance.

Several options are available for producers unable to plant a crop by the final planting date because of an insurable cause of loss. Replant payments may also be available for land that was planted and does not have an adequate stand. Contact your insurance agent if you believe acreage should be replanted. Producers must receive written permission from the insurance company to replant, abandon or destroy a crop.

Farmers can reference RMA's Planting Date Map Viewer for final planting dates by crop, state, county, policy type and farming practice. Additional resources, including a Fact Sheet and Frequently Asked Questions, are highlighted on the Prevented Planting website.

Crop insurance is sold and delivered solely through private crop insurance agents. A list of crop insurance agents is available at all USDA Service Centers and on the RMA website.

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